<Back to article

2020      Renewed until 30 June 2021   
CountryPercentage of total exposure protected (policyholder view)TypeEligible policyholdersCeded premiumsCeded claimsCommissionsRenewalCeded premiumCeded claimsCommissions
France 22% Quota share (top-up also available) Domestic 75% 75% 35% Signed 20% 20% 35%
Germany 16.70% Guarantee Domestic & co-insured 65% 90% n/a Signed 58.50% 90% n/a
Italy 8.70% Quota share Domestic 90% 90% 35% Signed 90% 90% 35%
UK 4.90% Quota share Any insured paying insurance tax to UK 90% 90% = overhead cost ratio Signed 90% 90% 35%
Netherlands 4.60% Quota share All existing and new business 100% existing / 90% new business 90% = overhead cost ratio Signed 90% 90% 35%
Belgium 2.40% Quota share Domestic Between 50%-84% Between 50%-84% 35% Signed Between 50%-84% Between 50%-84% 35%
Luxembourg 1.20% Quota share Insured located in Lux, even under freedom of service Between 50%-84% Between 50%-84% 35% Discussion ongoing Between 50%-84% Between 50%-84% 35%
Denmark 1.20% Guarantee Domestic 65% 90% n/a Signed 58.50% 90% n/a
Portugal 0.90% Top-up Domestic n/a n/a n/a Signed n/a n/a n/a
Slovenia 0.60% Top-up Domestic n/a n/a n/a Signed n/a n/a n/a
Norway 0.50% Quota share Domestic 65% 90%   Signed 58.50% 90% n/a
Israel 0.30% Top-up Domestic n/a n/a n/a Signed n/a n/a n/a
Canada 0.20% Top-up Domestic n/a n/a n/a Signed n/a n/a n/a