2020 | Renewed until 30 June 2021 | |||||||||
---|---|---|---|---|---|---|---|---|---|---|
Country | Percentage of total exposure protected (policyholder view) | Type | Eligible policyholders | Ceded premiums | Ceded claims | Commissions | Renewal | Ceded premium | Ceded claims | Commissions |
France | 22% | Quota share (top-up also available) | Domestic | 75% | 75% | 35% | Signed | 20% | 20% | 35% |
Germany | 16.70% | Guarantee | Domestic & co-insured | 65% | 90% | n/a | Signed | 58.50% | 90% | n/a |
Italy | 8.70% | Quota share | Domestic | 90% | 90% | 35% | Signed | 90% | 90% | 35% |
UK | 4.90% | Quota share | Any insured paying insurance tax to UK | 90% | 90% | = overhead cost ratio | Signed | 90% | 90% | 35% |
Netherlands | 4.60% | Quota share | All existing and new business | 100% existing / 90% new business | 90% | = overhead cost ratio | Signed | 90% | 90% | 35% |
Belgium | 2.40% | Quota share | Domestic | Between 50%-84% | Between 50%-84% | 35% | Signed | Between 50%-84% | Between 50%-84% | 35% |
Luxembourg | 1.20% | Quota share | Insured located in Lux, even under freedom of service | Between 50%-84% | Between 50%-84% | 35% | Discussion ongoing | Between 50%-84% | Between 50%-84% | 35% |
Denmark | 1.20% | Guarantee | Domestic | 65% | 90% | n/a | Signed | 58.50% | 90% | n/a |
Portugal | 0.90% | Top-up | Domestic | n/a | n/a | n/a | Signed | n/a | n/a | n/a |
Slovenia | 0.60% | Top-up | Domestic | n/a | n/a | n/a | Signed | n/a | n/a | n/a |
Norway | 0.50% | Quota share | Domestic | 65% | 90% | Signed | 58.50% | 90% | n/a | |
Israel | 0.30% | Top-up | Domestic | n/a | n/a | n/a | Signed | n/a | n/a | n/a |
Canada | 0.20% | Top-up | Domestic | n/a | n/a | n/a | Signed | n/a | n/a | n/a |