Country | Percentage of total exposure protected (policyholder view) | Type | Eligible policyholders | Ceded premiums | Ceded claims | Commissions | Renewal | Ceded premium | Ceded claims | Commissions |
France |
22% |
Quota share (top-up also available) |
Domestic |
75% |
75% |
35% |
Signed |
20% |
20% |
35% |
Germany |
16.70% |
Guarantee |
Domestic & co-insured |
65% |
90% |
n/a |
Signed |
58.50% |
90% |
n/a |
Italy |
8.70% |
Quota share |
Domestic |
90% |
90% |
35% |
Signed |
90% |
90% |
35% |
UK |
4.90% |
Quota share |
Any insured paying insurance tax to UK |
90% |
90% |
= overhead cost ratio |
Signed |
90% |
90% |
35% |
Netherlands |
4.60% |
Quota share |
All existing and new business |
100% existing / 90% new business |
90% |
= overhead cost ratio |
Signed |
90% |
90% |
35% |
Belgium |
2.40% |
Quota share |
Domestic |
Between 50%-84% |
Between 50%-84% |
35% |
Signed |
Between 50%-84% |
Between 50%-84% |
35% |
Luxembourg |
1.20% |
Quota share |
Insured located in Lux, even under freedom of service |
Between 50%-84% |
Between 50%-84% |
35% |
Discussion ongoing |
Between 50%-84% |
Between 50%-84% |
35% |
Denmark |
1.20% |
Guarantee |
Domestic |
65% |
90% |
n/a |
Signed |
58.50% |
90% |
n/a |
Portugal |
0.90% |
Top-up |
Domestic |
n/a |
n/a |
n/a |
Signed |
n/a |
n/a |
n/a |
Slovenia |
0.60% |
Top-up |
Domestic |
n/a |
n/a |
n/a |
Signed |
n/a |
n/a |
n/a |
Norway |
0.50% |
Quota share |
Domestic |
65% |
90% |
|
Signed |
58.50% |
90% |
n/a |
Israel |
0.30% |
Top-up |
Domestic |
n/a |
n/a |
n/a |
Signed |
n/a |
n/a |
n/a |
Canada |
0.20% |
Top-up |
Domestic |
n/a |
n/a |
n/a |
Signed |
n/a |
n/a |
n/a |