Bigger does not mean better for insurers
Expanding an insurance business in good times typically meant growing profits. In today's tougher economic environment, Europe's largest insurers are being much more prudent about spending capital, and are only considering very careful expansion, as David Walker writes
Scepticism about the UK's Solvency II savings
The UK government is projecting a meaningful reduction in capital requirements from its prudential regulation reforms. But some question whether the redesign will make any difference, as Christopher Cundy reports
Systemic risk warnings put Sifi regulation back in play
Macro risks are piling up for insurers, prompting US regulators and lawmakers to suggest bringing back the "systemically important financial institution" designation. Sarfraz Thind reports
A troublesome transition
Under pressure to stop underwriting fossil fuels, insurers are having to balance the loss of profitable business with developing new products and avoiding reputational risks, as David Walker reports
Insurers go back to basics in biodiversity underwriting push
The loss of biodiversity has been identified as one of the world's most severe risks, but insurers are only just beginning to get to grips with it. Paul Walsh reports
Hot property! Australia faces up to un-insurability threat
Record costs of recurring natural catastrophes risk turning property re/insurance in Australia into a niche product for low-risk homes, finds David Walker
Sarah Williams cultivates new risk strategy at Guardian Life
Sarah Williams found a new job and a new hobby during the pandemic. Now chief risk officer at Guardian Life - and a keen gardener - she is planning to make both flourish, as she explains to Ronan McCaughey
Insurers happy with UK's Solvency II plans, but capital savings remain uncertain
The government has grabbed positive headlines with its proposals to reform Solvency II, but the industry is cautious about the how they will pan out. Cintia Cheong reports
The US climate split
The knives are out on what US insurers need reveal about their climate-related exposures. Sarfraz Thind reports
Insurers begin long countdown to net zero
Some of the world's biggest insurers have joined the Net-Zero Insurance Alliance. Thomas Cox examines the challenges facing the insurance group, and how it can help tackle climate risk