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Solvency UK matching adjustment: 2024 review
02 May 2025InsuranceERM's annual analysis finds the industry's overall MA benefit is similar to last year. But like ducks swimming in the water, there is a lot going on under the surface. Christopher Cundy and Martin Assmann report
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Ripples of interest rate risk hit UK annuity writers
07 October 2022Equity-release mortgages have been a popular asset class for annuity writers, but soaring interest rates, fears of a property crash and regulatory uncertainty are creating questions for the market, as Christopher Cundy reports
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Equity release mortgages: stopping the roof falling in
07 August 2018The Prudential Regulation Authority has shaken up life insurers by proposing new assumptions around the valuation of ERMs. The more prudent approach seeks to avoid a potential disaster if house prices stagnate or crash, but the impact on insurers could be serious. Christopher Cundy reports