Archive

  • Nordea's Annette Olesen: "It feels good to move beyond the go-live date"

    19 January 2016

    The group chief risk officer for Nordea Life & Pensions talks to Christopher Cundy about her company's entry into the Solvency II world

  • Dear Shareholders...

    07 January 2016

    InsuranceERM imagines what the chairperson of a UK-based composite insurer might be telling its shareholders in 2018 about the evolution of Solvency II and other possible changes in prudential regulation

  • What to expect in 2016?

    01 January 2016

    Solvency II comes into force today, but it will take a long time before firms enter a business-as-usual environment

  • Solvency II spreads its tentacles

    29 December 2015

    Solvency II took longer than expected to be implemented in Europe, but what effect has that had on other risk-based capital initiatives across the globe? Asa Gibson reports

  • ESRB's Mazzaferro: "We want to counter the narrative that insurers are not systemic"

    16 December 2015

    ESRB's head of secretariat makes the case for a countercyclical capital requirement and a liquidity requirement for insurers. Hugo Coelho reports

  • Living up to the promise of internal models

    08 December 2015

    Supervisory approval is not the end of the Solvency II internal model process. From 1 January, models are for insurers to leverage and for insurers to lose. Hugo Coelho and Christopher Cundy report

  • Life insurers stuck with the riddle of the risk margin

    01 December 2015

    Of all the innovations of Solvency II, the risk margin threatens to be the most painful for UK life insurers. The transitional benefit will provide relief against it on 1 January, but in the long run it may do more harm than good. Hugo Coelho reports

  • Are the numbers up for operational risk modelling?

    24 November 2015

    The internal model application process and developments in the banking world have posed more questions about the merits of modelling operational risk under Solvency II. Asa Gibson reports

  • Solvency II fuels risk of model convergence

    16 November 2015

    The demands of regulatory approval are creating a lack of diversity in insurance models and driving an increase in systemic risk, according to a joint industry and academic study. Sarfraz Thind reports

  • How a 100% SCR stopped being sufficient capital

    12 November 2015

    Insurers are holding capital buffers larger than the minimum required under Solvency II, but is it the fault of the rules, the regulators or the market? Hugo Coelho reports