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A sea-change in the perception of ERM
28 April 2015Towers Watson's eighth biennial survey of insurers' attitudes towards enterprise risk management (ERM) has revealed that most now see it adding value to the business. Christopher Cundy reports
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Demystifying emerging risk
23 April 2015The elusiveness and unpredictability of emerging risks can often discourage efforts to manage them. Adam Seager suggests a pathway through the wilderness
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InsuranceERM's Most Influential 2015
16 April 2015The personalities shaping risk and capital management in Europe are revealed
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Reinsurance is flexible and cost-effective for Solvency II capital needs
02 April 2015There are other advantages, too, over equity and hybrid capital, which are more complex to issue, as Peter Bärnreuther and Norbert Kuschel describe
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Insurers feel the pull of longevity swaps
13 March 2015Three years after Aegon started the market, index-based longevity swaps could become a trend across Europe as insurers seek to optimise their capital under Solvency II. Hugo Coelho reports
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The curious case of the Swedish curve
10 March 2015Eiopa has cut of the convergence period for the Swedish risk-free rate curve to 10 years from 50, citing the particular characteristics of the bond market. The change will reduce interest rate sensitivity, but increase the risk that insurers under-reserve. Hugo Coelho reports
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Emerging risk steps out of the shadows
04 March 2015Insurers are gradually dispelling the scepticism around the subject of emerging risk, and are getting better at considering the potential impacts and opportunities, according to Oric International. Christopher Cundy reports
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Tough battle ahead for global capital standards
19 February 2015The response of US state insurance regulators to the IAIS consultation on the insurance capital standard sheds light over hurdles on the way of a global compromise. Hugo Coelho reports
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An alternative to the three lines of defence
17 February 2015Limitations to the 'three lines of defence' model of risk management have been exposed through its use in financial services businesses. Clive Martin, Paul Willman, Roy Boukens and Oliver Rockley suggest an alternative way of describing risk management responsibility.
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QE reveals the deception of the Solvency II curve
10 February 2015The Solvency II discount curve is masking the impact of tumbling interest rates and artificially increasing levels of available capital, but firms and supervisors are already seeking to gauge the true vulnerability of businesses. Hugo Coelho reports