After winning the awards for regulatory reporting software of the year and actuarial modelling solution of the year, WTW was highly commended in the pricing solution of the year category for its RiskAgility Financial Modeler platform.

In 2025, WTW was approached by one US insurer who was looking to enter the pension risk transfer market, but lacked the modelling infrastructure needed to support pricing with the necessary granularity, speed, and complexity. Not having the capacity to build an internal solution, the insurer turned instead to WTW.

Using RiskAgility Financial Modeler, WTW rapidly implemented a pricing framework that produces monthly projected benefits, policy counts, and reserves at both aggregate and seriatim levels. By reducing scenario runtimes to seconds, the insurer was subsequently able to iterate pricing quickly and respond to live deal opportunities, accelerating market entry.

WTW's success takes place against a challenging context in which the US PRT market has grown significantly both in size and complexity, with insurers competing to assume large, highly customised defined benefit liabilities. Transactions frequently involve billions of dollars in obligations, diverse plan provisions, and increasingly sophisticated mortality assumptions. At the same time, pricing timelines are compressed, requiring insurers to deliver accurate and defensible quotes within tight bidding windows.