Insurance portfolios have outgrown the systems built to analyse them, with allocations shifting from treasury ladders and investment-grade corporates into structured products, private credit and instruments with embedded optionality.

This shift has intensified the requirement for accurate, timely, and comprehensive asset-side analytics. Alongside this, regulatory frameworks such as BMA, NAIC VM-22, and NY Regulation 7 now require full repricing of every asset at every projection date under each scenario.

Into this gap comes the FinX Asset Modelling Platform (FinX AMP), which the judges have given the award for risk innovation of the year. In making their choice, the judges were impressed by the product's ability to deliver full-revaluation projected analytics, including cash flows, market values, and complete risk profiles with key rate durations, across every fixed income asset class at speeds that make on-demand regulatory scenario analysis operationally viable.

According to FinX Capital Markets, which runs the platform, a 7,600-position insurance general account receives complete T-Zero analytics in 3.5 minutes. Meanwhile, a full BMA scenario suite completes for a 3,500-position portfolio in under two hours, replacing overnight batch windows and multi-day consulting engagements with same-day results. Additionally, Finx Capital Markets says that a 287,000-position institutional portfolio processes daily in approximately 75 minutes.