Fentics' cloud-native ALM solution provides insurers with a breadth of information covering the entire asset liability management workflow in a way that enables them to adapt to continuously changing market conditions, earning the ALM solution of the year title.

Fentics independently constructs regulatory and client-specific yield curves, credit curves and inflation assumptions, feeding these market inputs directly into precise asset and liability valuations.

The ALM solution allows insurers to tap into multi-date projections across historical, current and possible market conditions, enabling to them to find find balance-sheet mismatches and vulnerabilities before they emerge.

The platforms also enabled strategic asset allocation optimisation by linking investment decisions to liability behaviour, capital constraints and regulatory metrics overtime. The solution evaluates asset allocation by projecting solvency, liquidity and balance-sheet resilience across a variety of scenarios, enabling insurers to identify the best allocations under realistic conditions.

Fentics' ALM solution delivers its results through interactive dashboards that provide continuous visibility into exposures, funding position and hedge performance, allowing rapid re-runs that enable insurers to quickly reassess their positioning when volatility demands it.