4most adds in-house chief actuary and AFH capabilities

13 July 2026

UK analytics and risk consultancy 4most has added qualified chief actuary and actuarial function holder (AFH) expertise to its insurance practice.

This will allow it to take on regulated and decision-making roles for Lloyd’s of London and non-life Solvency UK firms.

The capability will be led by Sachal Gandotra, general insurance partner at 4most, who has been with the firm for around three years and before that spent nine years at Swiss Re.

Gandotra said: “This capability allows us to take on a higher-trust, more accountable role and means clients can come to us not just for analysis but for the senior actuarial leadership they need to navigate change with confidence.”

4most, which is owned by Phoenix Capital, has offices in the UK, Northern Europe, India and the Middle East, with 300-plus consultants and more than 85 actuaries.