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Are the numbers up for operational risk modelling?
The internal model application process and developments in the banking world have posed more questions about the merits of modelling operational risk under Solvency II. Asa Gibson reports
Solvency II fuels risk of model convergence
The demands of regulatory approval are creating a lack of diversity in insurance models and driving an increase in systemic risk, according to a joint industry and academic study. Sarfraz Thind reports
How a 100% SCR stopped being sufficient capital
Insurers are holding capital buffers larger than the minimum required under Solvency II, but is it the fault of the rules, the regulators or the market? Hugo Coelho reports
AM Best shifts cat risk assessment in BCAR update
Interest rate risk and dependence on reinsurance are the other key changes to calculation of insurer credit ratings. Asa Gibson reports
Not so much the 'own' risk and solvency assessment
From the size of the stresses to the maximum number of pages of the report, European regulators are becoming prescriptive about how insurers should go about developing ORSAs in preparation for Solvency II. Hugo Coelho reports
Avoiding the Solvency II hangover
Risk and capital management activity has boomed thanks to Solvency II, but has the spend created business value? Justin Elks suggests ways to recover from the unpleasant after-effects
InsuranceERM/Towers Watson Risk Technology Report
Senior risk and capital executives share their thoughts on risk technology, the pressures the industry faces, downsides of adopting new technology and the future shape of the industry.
Spanish life insurers heavily reliant on matching adjustment
Top regulator warns about challenge of reporting and governance requirements, but admits industry is well-capitalised. Hugo Coelho reports
Technology vendors prepare for a new chapter
Christopher Cundy charts the trends in risk and capital management software as the Solvency II implementation date nears
"The HLA creates more instability than it subtracts" – Axa's Thimann
Christian Thimann, head of public of affairs at France's largest insurance group, is critical of regulators' plans to tackle systemic risk in the insurance sector. He talks to Hugo Coelho