Mutuals find a new path to share capital

The UK's mutual insurers are eagerly awaiting the outcome of negotiations on legislation that could help lead a revival of the sector. Asa Gibson reports


The supervisor with the toughest job in Europe

Germany's life insurers could face the biggest test from low interest rates and the introduction of Solvency II. Hugo Coelho talks to the president of the country's financial supervisor, Felix Hufeld, about the resilience of the industry and the cards it can play


Integrating emerging risk: an alternative perspective

Integrating emerging risk into risk management frameworks and capital models is challenging for insurance companies. Buu Truong and Gemma Gregson investigate whether analysing cause, rather than effect, can help overcome some of the difficulties


Asta turns up the heat on pillar 3

The road to Solvency II reporting has not been easy. For Lloyd's syndicates, complying with the additional challenges of the Lloyd's market regulations, things are perhaps even tougher. Managing agency Asta explains to Sarfraz Thind how it is preparing for lift-off next year.


Five tips for ORSA success

The own risk and solvency assessment (ORSA) is intended to be at the heart of Solvency II and while some insurers have sown the seeds of a good ORSA and are seeing it blossom, others have issues that need weeding out. Catherine Drummond and Rob Murray consider five tips for making the ORSA a success.


ICS loses steam

Plans to introduce a global standard for insurance capital have altered, with the International Association of Insurance Supervisors opening the door to differentiated implementation at the national level. Hugo Coelho reports


US ORSA comes to life

Before the end of the year, large US insurers will submit an ORSA report to supervisors. This represents a step change for the industry, but is likely to be just the beginning of a broader process of transformation, Hugo Coelho reports


What's expected in the "record of the ORSA"

Insurers submitting their Solvency II own risk and solvency assessment (ORSA) will have to include a number of supporting documents. Darko Popovic considers what the record of the ORSA requires and why it should not be an afterthought


Tying federal regulators in knots

Insurers are increasing their lobbying efforts as legislation advances through Congress that is designed to limit the discretion of federal regulators in designating systemic firms and devising capital standards. Hugo Coelho reports


Smarter technology calls for smarter thinking

Recent advancements in consumer electronics have served both as a source of fascination and a source for concern in the boardrooms. Insurers should avoid getting lost in apps and gadgets and instead identify how technology can be leveraged to add value, says Torbjörn Magnusson