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ERM plays catchup on digital transformation
Digital transformation has long been heralded as a game changer for the insurance business. However, its impact has mostly been confined to insurers' front-end processes - with risk and capital functions proving more challenging to digitalise. Ronan McCaughey explains
The cloud is a silver lining amid Covid-19
Covid-19 has put to bed any doubts about the use of cloud technology for risk and capital management. The pandemic will also drive more sophisticated risk modelling, as Ronan McCaughey discusses in his review of key trends in the risk software markets
The Future of Insurance: innovation with a purpose
According to Zurich's head of innovation, Stuart Domingos, the future of insurance should not be driven by technology but by the need to empathise with customers. He talks to Sarfraz Thind
The Future of Insurance: the operational revolution
Adapting to remote working during to the Covid-19 pandemic was never going to be an easy task. However, insurers think they have coped well and this way of working is here to stay. Paul Walsh reports in the first instalment of our Future of Insurance series
Value creation analysis finds an "enormous gap" between best and worst insurers
BCG's analysis of value creation by insurers has found a massive gap between companies, much more so than in other industries. And the challenges posed by Covid-19 are putting extra pressure on the worst performers to respond. Christopher Cundy reports
Australia's life insurers in the emergency room
David Walker reports on the suitability, reputational and distribution crises that are destroying the profitability of the country's life sector
Equality in insurance: what actions beyond the words?
The US insurance sector was quick to state its support for black lives after George Floyd's death resonated across communities worldwide. It has a questionable history of action on racial inequality, but are things about to change? Sarfraz Thind reports
The heat is on for climate risk modelling
It is time for catastrophe risk model developers to go beyond a piecemeal approach to addressing climate change, argues Jayanta Guin
Covid-19 sparks life into digitalisation
Covid-19 has prompted life insurers to upgrade their underwriting technology to use data in previously unimagined ways. A policyholder's driving history, pharmacy records, and the tone of your voice can now all be analysed as evidence. Sarfraz Thind examines the latest trends.
Catastrophe risk modelling: platforms and models update
InsuranceERM's round-up of developments at model vendors and platform providers AIR Worldwide, Impact Forecasting, Oasis LMF, RMS, Guy Carpenter, WTW, JBA, Nasdaq, KCC, ARA, Combus, CoreLogic, ERN and Fathom