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US Elections: a divided government is good for insurers
Joe Biden's win comes after an extended period of uncertainty and division that has clouded US politics. However, division is not the worst enemy of the US insurance industry, but "populist" reforms promised by the Democratic party may well be. Sarfraz Thind reports
US wildfires to cost insurers up to $8bn, Moody's estimates
Western state blazes have claimed 34 lives and destroyed almost 10,000 homes
US P&C surplus suffers worst decline in Q1
The slump occurred just three months after policyholder surplus was at a record high, APCIA says
Hawaiian insurers look on as hurricane Douglas approaches
State Farm Group, Heritage Insurance Holdings Group and Tokio Marine are the main writers for homeowners' multi-peril lines
Covid-19 BI litigation "will stop America's recovery before it starts"
The APCIA has been at the forefront of fighting fires in the current crisis. Senior vice president Robert Gordon talks to Sarfraz Thind about the business interruption saga and why litigation is simply wrong
APCIA hits back at Chubb's pandemic insurance proposals
The argument is exposing fissures in the US pandemic insurance debate
US associations unveil pandemic insurance proposal
Differs from terrorism-risk model being debated in Congress
Californian P&C insurers hit out at workers compensation order
State governor's edict "jeopardises stability" of compensation system, APICA argues
Covid-19 reveals the cracks in the US insurance system
US insurers have been getting a beating in their response to the Covid-19 crisis. Their latest move to rebate auto premiums shows the fissures in their approach and the lack of a cohesive regulatory response. Sarfraz Thind reports
US motor insurers return $800m in premiums to customers hit by Covid-19
Allstate and American Family move comes as lobbyists pressure insurance industry