65174

US Elections: a divided government is good for insurers

Joe Biden's win comes after an extended period of uncertainty and division that has clouded US politics. However, division is not the worst enemy of the US insurance industry, but "populist" reforms promised by the Democratic party may well be. Sarfraz Thind reports

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US wildfires to cost insurers up to $8bn, Moody's estimates

Western state blazes have claimed 34 lives and destroyed almost 10,000 homes

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US P&C surplus suffers worst decline in Q1

The slump occurred just three months after policyholder surplus was at a record high, APCIA says

64656

Hawaiian insurers look on as hurricane Douglas approaches

State Farm Group, Heritage Insurance Holdings Group and Tokio Marine are the main writers for homeowners' multi-peril lines

64594

Covid-19 BI litigation "will stop America's recovery before it starts"

The APCIA has been at the forefront of fighting fires in the current crisis. Senior vice president Robert Gordon talks to Sarfraz Thind about the business interruption saga and why litigation is simply wrong

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APCIA hits back at Chubb's pandemic insurance proposals

The argument is exposing fissures in the US pandemic insurance debate

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US associations unveil pandemic insurance proposal

Differs from terrorism-risk model being debated in Congress

64212

Californian P&C insurers hit out at workers compensation order

State governor's edict "jeopardises stability" of compensation system, APICA argues

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Covid-19 reveals the cracks in the US insurance system

US insurers have been getting a beating in their response to the Covid-19 crisis. Their latest move to rebate auto premiums shows the fissures in their approach and the lack of a cohesive regulatory response. Sarfraz Thind reports

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US motor insurers return $800m in premiums to customers hit by Covid-19

Allstate and American Family move comes as lobbyists pressure insurance industry