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Intermediaries could recommend certain unit-linked products based on their own portfolio

But idea to "completely" replace national regulators' contributions scaled down to "partly" replace

Insurance Europe encouraged by recent progress

Says reforming risk margin could lead to procyclical behaviour

Commission's stability concerns taken into account

Mean historic return for investment products should be replaced with zero, says Commission

MEP Gualtieri suggests no new methodology until 2021

Council and Parliament agree substance of the rules are not for review, says Commissioner

Regulation to be delayed by 12 months, says Giegold

International Underwriting Association calls for end to collateral barriers

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