As fourth-quarter results reveal depleted balance sheets for many insurers, exiting unprofitable lines of business could become more popular for managing capital. Helen Yates reports.
The range of options for bolstering capital has decreased as the credit crunch has intensified. Risk retention vehicles may have a role to play, argue Adrian Richardson and John Reed
While some European firms are still reeling from investments in "toxic" paper, concern is mounting about potential losses in more mainstream holdings, as Sarfraz Thind reports
The MaRisk VA circular raises the country's preparations for 2012 to a new level. One result: risk management will become more of a board concern. Report by Jessica Baylis
Don't let politically-motivated arguments put you off. Solvency II is our best hope for sound insurance markets, says Munich Re's head of solvency consulting Margarita von Tautphoeus.
The financial crisis hasn't dented re/insurers' capital too badly. Sources of capital remain to be tapped. But pray for a light hurricane season, says Helen Yates.
Insurers will have come off even worse as the credit and liquidity crisis takes its toll
The global financial crisis has raised serious questions about the reliability of credit ratings. Helen Yates asks what this means for European insurers and for ratings under Solvency II.
The vital element is human judgement, says Hampden Agencies' Alistair Wood
Internal models for Solvency II should be fully embedded in the business but official guidance on this is quite vague, says John Ferry