152

Can capital pressures be run off?

As fourth-quarter results reveal depleted balance sheets for many insurers, exiting unprofitable lines of business could become more popular for managing capital. Helen Yates reports.

146

(Re)insurers face difficult choices on capital

The range of options for bolstering capital has decreased as the credit crunch has intensified. Risk retention vehicles may have a role to play, argue Adrian Richardson and John Reed

145

"Non-toxic" investments may hit European insurers' capital base

While some European firms are still reeling from investments in "toxic" paper, concern is mounting about potential losses in more mainstream holdings, as Sarfraz Thind reports

144

Germany maps out route to Solvency II

The MaRisk VA circular raises the country's preparations for 2012 to a new level. One result: risk management will become more of a board concern. Report by Jessica Baylis

136

Why Solvency II is more sophisticated than Basel II

Don't let politically-motivated arguments put you off. Solvency II is our best hope for sound insurance markets, says Munich Re's head of solvency consulting Margarita von Tautphoeus.

134

Capital erosion isn't a problem for insurers -- yet

The financial crisis hasn't dented re/insurers' capital too badly. Sources of capital remain to be tapped. But pray for a light hurricane season, says Helen Yates.

131

Reinsurer capital will have dropped 15-20% in 2008

Insurers will have come off even worse as the credit and liquidity crisis takes its toll

127

Re-rating the rating agencies

The global financial crisis has raised serious questions about the reliability of credit ratings. Helen Yates asks what this means for European insurers and for ratings under Solvency II.

110

Banks should take model lessons from insurers

The vital element is human judgement, says Hampden Agencies' Alistair Wood

105

Is the test of use too loose?

Internal models for Solvency II should be fully embedded in the business but official guidance on this is quite vague, says John Ferry