Analysis

61687

Risk insights from outer space

Satellite and drone technology has transformed the ability of re/insurers to assess risks and losses from natural catastrophes, as Dave Fox explains

61672

Capital models: run, review, repeat

Recent surveys by consultancies Willis Towers Watson and PwC have revealed how UK life insurers have revised their approach to capital modelling. Christopher Cundy reports on some of the highlights

61660

Eric Cioppa, the regulator's regulator

Maine's superintendent of insurance has taken on the mantle of NAIC president for 2019. He talks to Sarfraz Thind about regulatory priorities and how he will marshal the 50 states to reach a common view

61647

US life firms under pressure from accounting overhaul

It has been billed as the biggest change in US accounting rules for decades. But reportage of the new US GAAP LDTI standard remains sparse. Since coming into effect in August, with an implementation deadline of 2021, companies have been scrambling to assess the impact. Sarfraz Thind reports

61627

Rebel with a cause

Former UK insurance regulator Dean Buckner has become an influential blogger with a big ambition: correcting the illogical and unethical aspects of financial markets supervision. He talks to Christopher Cundy about equity release mortgages, Solvency II and IFRS 17

61609

Solvency II: what reforms can we expect?

Christopher Cundy examines what will change with the two scheduled reviews of Solvency II and the other issues set to influence the EU's landmark insurance legislation

61576

The state of play in cyber risk modelling

Sarfraz Thind talks to Jeremy Platt, US cyber specialty practice leader at Guy Carpenter, to get the broker's view on the latest developments in cyber risk management and modelling

61423

Eiopa's Gabriel Bernardino talks Brexit, Solvency II and sustainability

The chair of Europe's insurance authority was interviewed by Christopher Cundy at the recent Insurance Risk & Capital EMEA conference. In this Q&A he discusses priorities for the year ahead and how Eiopa's powers are likely to grow

61388

Turning data into a differentiator

Swiss Re Institute's head of insurance risk research, Dan Ryan, tells Ronan McCaughey how insurers can turn the wealth of data they currently hold into valuable insights, and an opportunity to differentiate themselves from their competitors

61386

Ten years old today

Peter Field reflects on a decade of publishing a title that has its roots in Solvency II but has broadened its coverage to all aspects of risk management in insurance companies worldwide

61352

US-EU covered agreement: a rocky road to implementation

US regulators have raised the ire of their European counterparts with their implementation of the covered agreement for reinsurance collateral negotiated last year. With no resolution in sight, states risk provoking a pre-emption of the law which could see the federal government taking control. US editor Sarfraz Thind reports

61254

Supervisors get serious on innovation risk

Insurers have plenty to gain from adopting robotics, AI and big data technologies, but supervisors want to see them managing the risks properly. Paul Walsh reports from the IAIS annual conference in Luxembourg

61245

Unipol's Marisa Parmigiani: "We want to make sure everything we do is sustainable"

The sustainability manager of the Italian insurance group explains to Cintia Cheong their journey to create a sustainability policy for the company

61122

Rating agencies warn of insurtech bubble

A glut of money has flowed into insurtech start-ups, raising concerns that investors are fuelling a bubble in the sector. The situation has also highlighted the challenge of defining “true” insurtech innovation. US editor Sarfraz Thind reports

60981

Profit emergence under IFRS 17: The Variable Fee Approach

Steven Morrison continues his series on profit emergence under IFRS 17 by considering financial risk and its impact on contracts with participation features – with a focus on the differences between the VFA and general measurement model, and the impact of risk mitigation

60761

Why virtual reality tech could be a game changer for insurance

'The future is bright for insurance, the future is virtual'. That was the optimistic sentiment at a recent Lloyd's event to demonstrate the exciting possibilities for virtual, augmented reality and mixed reality technologies in the insurance industry. Ronan McCaughey explains

60671

Candace Woods: engineering financial wellness

Prudential Financial's chief actuary talks to Christopher Cundy about her role in improving diversity, reforming its actuarial team and the regulatory challenges facing the insurer.

60531

Climate risk management: the heat is on

Managing financial risks from climate change is becoming an important issue for insurers. Ronan McCaughey speaks to firms about the tools they use to gauge climate risk - and how they plan to deal with this major global challenge

60421

US Sifi designations: not exactly dead

The Federal Reserve's work on large insurer regulation appeared to receive a final nail in the coffin when Prudential's Sifi designation was removed this month. Insurers have rejoiced, but systemic risk regulation has not been buried entirely. Sarfraz Thind reports

60291

EC's Solvency II reforms to ignore risk margin, interest rate recalibration

Exclusive: The European Commission is set to endorse most of the Solvency II reforms recommended by the European Insurance and Occupational Pensions Authority (Eiopa), according to a draft of the proposals seen by InsuranceERM. Christopher Cundy explains