Analysis

67326

A troublesome transition

Under pressure to stop underwriting fossil fuels, insurers are having to balance the loss of profitable business with developing new products and avoiding reputational risks, as David Walker reports

67306

Insurers go back to basics in biodiversity underwriting push

The loss of the biodiversity has been identified as one of the world's most severe risks, but insurers are only just beginning to get to grips with it. Paul Walsh reports

67291

Hot property! Australia faces up to un-insurability threat

Record costs of recurring natural catastrophes risk turning property re/insurance in Australia into a niche product for low-risk homes, finds David Walker

67274

Sarah Williams cultivates new risk strategy at Guardian Life

Sarah Williams found a new job and a new hobby during the pandemic. Now chief risk officer at Guardian Life - and a keen gardener - she is planning to make both flourish, as she explains Ronan McCaughey

67232

Insurers happy with UK's Solvency II plans, but capital savings remain uncertain

The government has grabbed positive headlines with its proposals to reform Solvency II, but the industry is cautious about the how they will pan out. Cintia Cheong reports

67202

The US climate split

The knives are out on what US insurers need reveal about their climate-related exposures. Sarfraz Thind reports

67199

Insurers begin long countdown to net zero

Some of the world's biggest insurers have joined the Net-Zero Insurance Alliance. Thomas Cox examines the challenges facing the insurance group, and how it can help tackle climate risk

67189

PIC's Giles Fairhead: traditional risks are colliding with global events

Paul Walsh sits down with PIC's CRO Giles Fairhead to reflect on today's heightened risk environment, the post-pandemic work culture and two crucial regulatory reforms for the UK's pension insurers

67180

C-Ross Phase II: risk-based capital with social characteristics

The overhaul of China's prudential rules has introduced adjustments that allow regulatory influence over how insurers underwrite and invest - with the objective of producing a social good, as David Walker reports

67174

Kick-off for Spain's life consolidation sector

On the eve of MedVida's first acquisition of a legacy life book, chief financial officer Guy Horton speaks to David Walker about pioneering a market in Iberia

67153

It's life Oliver, but not as we knew it

European life insurers' capital consumption used to give their CEOs indigestion. But the "capital-lite" diets of Allianz and others has transformed the business, as David Walker discovers

67135

A new standard for liability risk data

Open data standards for risk modelling are helping improve the efficiency and value of risk management in the insurance sector, Today, a new standard for liability risks is being launched, as Dickie Whitaker explains

67126

InsuranceERM's Young risk professional of the year: Ivan Herboch

Paul Walsh talks to Scor's deputy CRO for property and casualty about his work in scenario development and risk analysis, and what skills the next generation of risk managers need

67108

Third-party risk rules put supplier relationships in the spotlight

Ronan McCaughey investigates how the UK's regulatory requirements on third-party risk management - which come into effect on 31 March - are changing how insurers do business

67107

Ukrainian insurance market "on the verge of a huge crisis"

Leaders from Ukraine's Insurance Business Association and European Insurance Alliance tell Cintia Cheong how the country's insurers are coping with the operational and financial impacts of the war

67091

Reinsurance helps unlock the C-Ross puzzle

As risk-based capital regimes such as China's C-Ross are implemented in Asia, insurers will be looking at options for capital management including reinsurance, as Hugo Choi explains to David Walker

67081

InsuranceERM's highly commended CRO of the year: Tom Hughes

Cintia Cheong talks to Domestic & General's chief risk officer about the expansion of his responsibilities into aspects as diverse as customer complaints, information security and strategic advice

66902

Baby steps, not big changes, for successful actuarial transformation

MBE discusses with Cintia Cheong what insurers need to do to improve their actuarial performance using its proprietary methodology to guide insurers through major transformation projects

67042

LDTI takes a bite from insurer balance sheets

US insurers have begun disclosing the impact of 2023's new accounting standard, proving beyond doubt it will be one of the biggest shifts in accounting rules in years. Sarfraz Thind reports

67018

Creating C-Ross

DWS's Ellen Yang can fairly claim unique insight into the development of China's prudential regulation. She talks to David Walker about her involvement and the impact of the Phase II rules