Analysis

50572

Risk and actuarial recruitment: boom time again

Wages in actuarial and risk management roles are going up, in large part because of the opportunities created by IFRS 17, the new insurance contracts accounting standard. Cintia Cheong reports

50241

IDD delay greeted with mixed reactions

Insurers have welcomed the European Commission’s proposal to delay implementation of the Insurance Distribution Directive, but not all national regulators are towing the line. Aggelos Andreou reports

49921

SFCRs: delivering the goods in round two

An early financial year-end makes life and health insurer Vitality one of the first major EU insurers to deliver its annual solvency and financial condition report. David Walker discusses what’s changed and how other underwriters may evolve their SFCRs in the second year of reporting

49731

Axa's Christian Thimann: EU's sustainability drive directly linked to Solvency II reform

The chair of the European Commission’s expert group on sustainable finance talks to Paul Walsh about the group’s recommendations – and how they are intrinsically linked with Solvency II.

49611

The long-term impacts of 2017's natural catastrophes

Following the devastation caused by hurricanes and wildfires last year, Paul Walsh asks the industry what the lessons are for insurers and risk modellers

49421

The PRA's David Rule on Brexit, the risk margin and the regulator's hotspots for supervision in 2018

The UK’s executive director for insurance supervision talks to Christopher Cundy about how the Prudential Regulation Authority is approaching Brexit and reveals the latest views on reforming the risk margin

49131

Zurich's Alison Martin: economic risk should be higher up the agenda

Following the publication of the World Economic Forum’s Global Risks Report, Christopher Cundy spoke with Zurich’s chief risk officer Alison Martin to discuss the findings and reflect on the implications for risk managers

48791

Rolling out the red carpet for the SFCR Awards

Following its official awards, InsuranceERM hands out the gongs for its inaugural ‘Solvies’ and reflects on the first year of insurers producing solvency and financial condition reports

48181

The difficulties of modelling climate change risks

Incorporating climate change into underwriting and investment decisions is a tricky task that requires more research, finds Nick Roumpis

47721

Finalists announced for InsuranceERM Awards

See which companies, teams and individuals have made the shortlist for this year’s awards for risk and capital management

47631

Regulation no more: CROs are reborn as innovators

EY’s survey of North American chief risk officers revealed a shift in their responsibilities away from regulatory issues. Chad Runchey and David Paul discuss how they are instead coping with disruption, battling cyber threats and leading the charge on innovation

47061

IFRS 17 throws down technology challenge to insurers

There is no single technology vendor offering a solution to the recently announced accounting standard, IFRS 17, and several parts will have to be custom built, according to PwC’s Richard Hart. He caught up with Christopher Cundy to talk about about the opportunities these challenges present and the strategies the industry is taking

46971

Lapse risk takes centre stage in capital management strategies

Since the introduction of Solvency II, EU life insurers have had to hold much more capital against the risk of customers lapsing their policies. Luca Tres explains how innovative hedging structures can help firms maximise their capital efficiency

46781

Swiss Re's Dan Ryan: UK moratorium on genetic testing will have to change

Dan Ryan, head of research at the Swiss Re Institute, talks to Cintia Cheong about the rise of genetic testing, life insurtech, and why insurers and academics need to work together to understand mortality trends

46631

Combining humans and robotics in underwriting

Brijesh Chandra explains how robotic process automation can raise the efficiency of underwriting operations and improve analytics – as well as highlighting aspects where the “human touch” is irreplaceable

46481

Justice Committee's Ogden advice raises fear of further delay

MPs have told the government it must face the "real world" when implementing the new personal injury discount rate. But its recommendations may cause more delay to the process, and pain for insurers as the industry tussles with making appropriate assumptions. Paul Walsh reports

46391

Blockchain confronts the valley of death

Blockchain technology has proven applications in the insurance sector, but can it fulfil its promise to revolutionise the business? Paul Walsh investigates the questions around standards, costs and risks for this emerging technology

46281

CROs discuss - do we even need a risk team?

Ensuring an appropriate risk culture is an important but sometimes hazy activity for a risk team. At InsuranceERM's recent conference, a group of CROs discussed some of the issues and challenges they face in achieving a good risk culture

46231

Economic capital: the solution to two big insurance problems

Using economic capital metrics makes for better business decisions and improves the wider understanding of profitability in the insurance sector. The opportunity is not to be missed, argue Gez Llanaj and Assad Shah

45671

Eiopa's Fausto Parente: convergence is the remedy for regulatory arbitrage

The executive director of the EU's insurance authority discusses its new powers, Brexit, supervisory convergence, insurtech and sustainability in this interview with Christopher Cundy