Analysis

• Gilt-swap spread risk charge to accelerate ALM rethink

  08 May 2015

  A request by the UK regulator for internal firms to hold capital against the basis risk in their government bond portfolios will increase incentives for the insurers to move away from long-dated government bonds into swaps. Hugo Coelho reports

• Pension risk - the hidden dangers to insurers

  30 April 2015

  Pension scheme risk can be both material and tough to measure under Solvency II's still-developing rules. Tim Marklew and Tom Durkin consider how insurers are managing this risk and the pitfalls they face.

• A sea-change in the perception of ERM

  28 April 2015

  Towers Watson's eighth biennial survey of insurers' attitudes towards enterprise risk management (ERM) has revealed that most now see it adding value to the business. Christopher Cundy reports

• Demystifying emerging risk

  23 April 2015

  The elusiveness and unpredictability of emerging risks can often discourage efforts to manage them. Adam Seager suggests a pathway through the wilderness

• Data is the key to Solvency II USPs

  21 April 2015

  The use of undertaking specific parameters can significantly reduce Solvency II capital requirements, so long as insurers can produce high quality data, say Dale Lee and Claire Briggs

• InsuranceERM's Most Influential 2015

  16 April 2015

  The personalities shaping risk and capital management in Europe are revealed

• Reinsurance versus sub debt: which is best for solvency capital?

  15 April 2015

  Reinsurance or sub debt alone is unlikely to provide the best solution to meeting solvency capital requirements; instead, a blended approach should be considered, say Matthew Day and Ross Milburn

• A new breed of casualty cat models

  07 April 2015

  Modelling of a casualty or liability catastrophe has traditionally lacked the sophistication seen in the property cat world, despite its potential for harming insurers. The industry and regulators are waking up to this threat and new solutions are being developed. Christopher Cundy reports

• Reinsurance is flexible and cost-effective for Solvency II capital needs

  02 April 2015

  There are other advantages, too, over equity and hybrid capital, which are more complex to issue, as Peter Bärnreuther and Norbert Kuschel describe

• The future of appraisal valuations

  31 March 2015

  The contents of actuarial appraisal valuations in M&A situations are set to evolve with the arrival of Solvency II and updated accounting standards. Fergal O'Shea discusses the likely changes and considers how the appraisal reports will remain relevant.