Analysis

• Lloyd's Savage highlights benefits of Solvency II readiness

  02 October 2013

  Luke Savage, director of finance and operations at Lloyd's, tells InsuranceERM about the market's reaction to low investment yields, its capital management plans, how it could yet be designated "systemically risky" - and why it's disbanded its Solvency II team.

• Hopes build for better treatment of infrastructure investment under Solvency II

  27 September 2013

  Infrastructure investments provide a great match for insurers' liabilities, but Solvency II's crude view of the investment risk means money is not flowing as fast as it could. Milliman and JP Morgan Asset Management set out the justification for a review

• Jobs for actuaries still influenced by Solvency II

  25 September 2013

  Preparations for Solvency II sparked a huge recruitment drive for actuaries. But with the momentum gone and work nearing completion in many firms, how is the jobs market changing? Katie Kouchakji reports

• Why HR should be in your risk culture club

  20 September 2013

  Who are the custodians of an organisation's risk culture and how can meaningful change be embedded? BaxterBruce's Jon Linturn explains.

• Leasing and trade finance could spice up insurers' portfolios

  18 September 2013

  The traditional bond markets are no longer satisfying insurers' desire for a secure, stable investment income. Portfolios need to be developed to include other new core asset classes and there are opportunities aplenty for the more nimble insurers, says Yasheen Rajan.

• Key emerging risks have systemic implications

  13 September 2013

  Cyber risks can cost companies more than most traditional risks combined, says a report from Guy Carpenter on emerging risks, which also covers climate change, space risk, pandemics and nanotechnology. The interconnectedness of the world means most of these also pose systemic threats, as these highlights from the report show

• Reinsurers and brokers steeled for "post-convergence" markets

  10 September 2013

  The rise of alternative capital has been the talking point at this year's reinsurance Rendez-vous in Monte Carlo. The $45bn currently in play could double in next three years, but what will be the effect on pricing and how reinsurers and brokers operate? Christopher Cundy reports

• Regulation: a billion-dollar problem that needs a strategic solution

  06 September 2013

  The wave of post-crisis regulation has already cost insurers billions and the industry should act to avoid worsening the impact on the bottom line. Better coordination, scenario planning and implementation frameworks are needed, say Francesco Nagari and Seb Cohen

• The InsuranceERM guide to GRC software for insurers

  03 September 2013

  Large vendors dominate the governance, risk and compliance software sector, where very few of the multitude of systems on offer have been designed specifically for the insurance industry

• How to develop multi-year capital projections for the ORSA

  29 August 2013

  Solvency II firms have a lot to do to develop their modelling capabilities into a multi-period capital projections. This is why Craig Turnbull and Andy Frepp recommend insurers invest in statistically robust multi-period capital proxy functions such as least-squares Monte Carlo