Analysis

  • Taking the risk pulse of insurance

    18 December 2014

    The implementation challenges of Pillar 3, the possibilities of a market-led alternative modelling platform and a better understanding of risk culture are just some of the topics that Mitsui Sumitomo Insurance Group's Martin Burke shares with Marcus Alcock

  • French health mutuals show fraternité in pillar 3 solution

    16 December 2014

    When an entire sector faces the same issues in complying with Solvency II, collaboration seems a sensible response. France's association of health mutuals has done just that by developing pillar 3 software for its members. Christopher Cundy reports

  • Mitigating the cycle

    11 December 2014

    While there have been significant advances in quantifying the uncertainty pertaining to 'dark matter' risks such as casualty catastrophe or cyber, says Victoria Jenkins, it is worth considering how they may manifest themselves in the future and what can be done about them now

  • Portuguese insurers under pressure to sell bank debt

    09 December 2014

    The Portuguese insurance supervisor has found that one in five insurers fall short of capital under Solvency II, even after taking into account the benefit of the volatility adjustment. What's more, concentrated exposures to the financial sector are sending capital requirements through the roof, as Hugo Coelho explores

  • Weighing up the capital charges for assets under Solvency II

    04 December 2014

    Gareth Mee runs through the capital charges that will apply to assets commonly held by insurers and explains where internal models could bring a better or worse treatment than the standard formula

  • Preparing for major crop losses in China

    02 December 2014

    When we think of catastrophic crop-related losses, China isn't necessarily the first country to spring to mind, but the potential for a multi-billion industry insured loss event is one that needs to be taken seriously, according to Heidi Wang and Jacqueline Chen

  • France takes another Solvency II test

    27 November 2014

    There has been much talk about the challenges of preparing for Solvency II, but only insurers in France can claim to have had anything like a real test. Romain Paserot at French regulator ACPR shares his view of progress with Christopher Cundy

  • Insurers weigh up hedges against regulatory curve

    25 November 2014

    Early in November Eiopa unveiled the paper which determines the length and the method for extrapolation and sets the figures used to calculate the volatility adjustment. Finally insurers can roll out their hedging plans, as Hugo Coelho reports

  • The pricing predicament

    20 November 2014

    There is now a widespread desire for actuarial technical pricing amongst insurers, with the move to a more scientific and less purely underwriter-led approach to pricing at both strategic and individual risk levels, as David Edison explains

  • CRO profile: Eberhard Müller

    18 November 2014

    Eberhard Müller, chief risk officer of Hannover Re, talks to Marcus Alcock about the increasing importance of qualitative risk management, the long and winding road for internal model approval, and the problem with international capital standards