Analysis
Eric Cioppa, the regulator's regulator
Maine's superintendent of insurance has taken on the mantle of NAIC president for 2019. He talks to Sarfraz Thind about regulatory priorities and how he will marshal the 50 states to reach a common view
US life firms under pressure from accounting overhaul
It has been billed as the biggest change in US accounting rules for decades. But reportage of the new US GAAP LDTI standard remains sparse. Since coming into effect in August, with an implementation deadline of 2021, companies have been scrambling to assess the impact. Sarfraz Thind reports
Rebel with a cause
Former UK insurance regulator Dean Buckner has become an influential blogger with a big ambition: correcting the illogical and unethical aspects of financial markets supervision. He talks to Christopher Cundy about equity release mortgages, Solvency II and IFRS 17
Solvency II: what reforms can we expect?
Christopher Cundy examines what will change with the two scheduled reviews of Solvency II and the other issues set to influence the EU's landmark insurance legislation
The state of play in cyber risk modelling
Sarfraz Thind talks to Jeremy Platt, US cyber specialty practice leader at Guy Carpenter, to get the broker's view on the latest developments in cyber risk management and modelling
Eiopa's Gabriel Bernardino talks Brexit, Solvency II and sustainability
The chair of Europe's insurance authority was interviewed by Christopher Cundy at the recent Insurance Risk & Capital EMEA conference. In this Q&A he discusses priorities for the year ahead and how Eiopa's powers are likely to grow
Turning data into a differentiator
Swiss Re Institute's head of insurance risk research, Dan Ryan, tells Ronan McCaughey how insurers can turn the wealth of data they currently hold into valuable insights, and an opportunity to differentiate themselves from their competitors
Ten years old today
Peter Field reflects on a decade of publishing a title that has its roots in Solvency II but has broadened its coverage to all aspects of risk management in insurance companies worldwide
US-EU covered agreement: a rocky road to implementation
US regulators have raised the ire of their European counterparts with their implementation of the covered agreement for reinsurance collateral negotiated last year. With no resolution in sight, states risk provoking a pre-emption of the law which could see the federal government taking control. US editor Sarfraz Thind reports
Supervisors get serious on innovation risk
Insurers have plenty to gain from adopting robotics, AI and big data technologies, but supervisors want to see them managing the risks properly. Paul Walsh reports from the IAIS annual conference in Luxembourg
Unipol's Marisa Parmigiani: "We want to make sure everything we do is sustainable"
The sustainability manager of the Italian insurance group explains to Cintia Cheong their journey to create a sustainability policy for the company
Rating agencies warn of insurtech bubble
A glut of money has flowed into insurtech start-ups, raising concerns that investors are fuelling a bubble in the sector. The situation has also highlighted the challenge of defining “true” insurtech innovation. US editor Sarfraz Thind reports
Profit emergence under IFRS 17: The Variable Fee Approach
Steven Morrison continues his series on profit emergence under IFRS 17 by considering financial risk and its impact on contracts with participation features – with a focus on the differences between the VFA and general measurement model, and the impact of risk mitigation
Why virtual reality tech could be a game changer for insurance
'The future is bright for insurance, the future is virtual'. That was the optimistic sentiment at a recent Lloyd's event to demonstrate the exciting possibilities for virtual, augmented reality and mixed reality technologies in the insurance industry. Ronan McCaughey explains
Candace Woods: engineering financial wellness
Prudential Financial's chief actuary talks to Christopher Cundy about her role in improving diversity, reforming its actuarial team and the regulatory challenges facing the insurer.
Climate risk management: the heat is on
Managing financial risks from climate change is becoming an important issue for insurers. Ronan McCaughey speaks to firms about the tools they use to gauge climate risk - and how they plan to deal with this major global challenge
US Sifi designations: not exactly dead
The Federal Reserve's work on large insurer regulation appeared to receive a final nail in the coffin when Prudential's Sifi designation was removed this month. Insurers have rejoiced, but systemic risk regulation has not been buried entirely. Sarfraz Thind reports
EC's Solvency II reforms to ignore risk margin, interest rate recalibration
Exclusive: The European Commission is set to endorse most of the Solvency II reforms recommended by the European Insurance and Occupational Pensions Authority (Eiopa), according to a draft of the proposals seen by InsuranceERM. Christopher Cundy explains
IFRS 17: A delay in the balance
Arguments are raging about whether implementation of the new insurance contracts accounting standard should be delayed. Cintia Cheong wraps up the latest developments in the long-running saga
German life book consolidation: cultural shift needed
Following the sale of Generali Leben to Viridium, the largest-ever transfer of a German life book, participants are hopeful it will convince doubtful minds and open the door to more deals. Christopher Cundy reports