Analysis

61747

European regulators outline Brexit mitigation measures

As the threat of a no-deal Brexit becomes more likely, some EU countries are stepping up their preparations to ensure service continuity. Cintia Cheong spoke to regulators and governments in five big EU27 markets to find out what they have planned

61730

How to sell an IFRS 17 lemon

Andries Beukes and Pamela Hellig explains why a fair value loss component is improbable but not impossible under IFRS 17

61717

MPs grill Rule and Woods on equity release, ethics and Brexit

The UK parliament's house Treasury Committee yesterday questioned Bank of England chiefs Sam Woods and David Rule on a host of issues, including diversity, management ethics, Brexit - and insurers' treatment of equity-release mortgages. Ronan McCaughey and Christopher Cundy report

61703

Silent cyber risk sparks rewording of insurance policies

AIG and Allianz are among the insurers to have undertaken a large-scale effort to exclude silent cyber risk from their portfolios. Paul Walsh looks into the process and discovers how policies have been reworded to safeguard insurers and satisfy their customers

61687

Risk insights from outer space

Satellite and drone technology has transformed the ability of re/insurers to assess risks and losses from natural catastrophes, as Dave Fox explains

61672

Capital models: run, review, repeat

Recent surveys by consultancies Willis Towers Watson and PwC have revealed how UK life insurers have revised their approach to capital modelling. Christopher Cundy reports on some of the highlights

61660

Eric Cioppa, the regulator's regulator

Maine's superintendent of insurance has taken on the mantle of NAIC president for 2019. He talks to Sarfraz Thind about regulatory priorities and how he will marshal the 50 states to reach a common view

61647

US life firms under pressure from accounting overhaul

It has been billed as the biggest change in US accounting rules for decades. But reportage of the new US GAAP LDTI standard remains sparse. Since coming into effect in August, with an implementation deadline of 2021, companies have been scrambling to assess the impact. Sarfraz Thind reports

61627

Rebel with a cause

Former UK insurance regulator Dean Buckner has become an influential blogger with a big ambition: correcting the illogical and unethical aspects of financial markets supervision. He talks to Christopher Cundy about equity release mortgages, Solvency II and IFRS 17

61609

Solvency II: what reforms can we expect?

Christopher Cundy examines what will change with the two scheduled reviews of Solvency II and the other issues set to influence the EU's landmark insurance legislation

61576

The state of play in cyber risk modelling

Sarfraz Thind talks to Jeremy Platt, US cyber specialty practice leader at Guy Carpenter, to get the broker's view on the latest developments in cyber risk management and modelling

61423

Eiopa's Gabriel Bernardino talks Brexit, Solvency II and sustainability

The chair of Europe's insurance authority was interviewed by Christopher Cundy at the recent Insurance Risk & Capital EMEA conference. In this Q&A he discusses priorities for the year ahead and how Eiopa's powers are likely to grow

61388

Turning data into a differentiator

Swiss Re Institute's head of insurance risk research, Dan Ryan, tells Ronan McCaughey how insurers can turn the wealth of data they currently hold into valuable insights, and an opportunity to differentiate themselves from their competitors

61386

Ten years old today

Peter Field reflects on a decade of publishing a title that has its roots in Solvency II but has broadened its coverage to all aspects of risk management in insurance companies worldwide

61352

US-EU covered agreement: a rocky road to implementation

US regulators have raised the ire of their European counterparts with their implementation of the covered agreement for reinsurance collateral negotiated last year. With no resolution in sight, states risk provoking a pre-emption of the law which could see the federal government taking control. US editor Sarfraz Thind reports

61254

Supervisors get serious on innovation risk

Insurers have plenty to gain from adopting robotics, AI and big data technologies, but supervisors want to see them managing the risks properly. Paul Walsh reports from the IAIS annual conference in Luxembourg

61245

Unipol's Marisa Parmigiani: "We want to make sure everything we do is sustainable"

The sustainability manager of the Italian insurance group explains to Cintia Cheong their journey to create a sustainability policy for the company

61122

Rating agencies warn of insurtech bubble

A glut of money has flowed into insurtech start-ups, raising concerns that investors are fuelling a bubble in the sector. The situation has also highlighted the challenge of defining “true” insurtech innovation. US editor Sarfraz Thind reports

60981

Profit emergence under IFRS 17: The Variable Fee Approach

Steven Morrison continues his series on profit emergence under IFRS 17 by considering financial risk and its impact on contracts with participation features – with a focus on the differences between the VFA and general measurement model, and the impact of risk mitigation

60761

Why virtual reality tech could be a game changer for insurance

'The future is bright for insurance, the future is virtual'. That was the optimistic sentiment at a recent Lloyd's event to demonstrate the exciting possibilities for virtual, augmented reality and mixed reality technologies in the insurance industry. Ronan McCaughey explains