Analysis

• UK insurers' Brexit choices become a test of EU regulatory convergence

  13 July 2017

  Eiopa's opinion on Brexit may have scotched the plans of London firms hoping to reinsure 100% of EU risks back to the City. But are some regulators offering a lighter-touch version of the rules than others? Callum Tanner reports

  

• MA optimisation: the experience at LV=

  06 July 2017

  The matching adjustment (MA) is a vital element of the Solvency II package to annuity underwriters, but making the most of it is challenging. In this article, James Sharpe, developer of optimisation tool OptiMA, and Ed Rayson of insurer LV=, describe how MA benefits have been improved in practice

  

• The risk managers' view on cyber risk

  04 July 2017

  Operationally and in underwriting, the cyber threat has vexed risk managers. At InsuranceERM's North America conference, panellists discussed the difficulties and how they are trying to overcome them

  

• View from the Top: Turning ORSA on its head

  27 June 2017

  In his quarterly column for InsuranceERM, Tom Wilson, chief risk officer for Allianz, shares his insights into managing risk and capital. In this instalment, Tom describes how insurers can get value out of the ORSA by focusing less on regulatory reporting and more on risk and capital management as a continuous process

  

• The 'winners' and losers from the Ogden rate change

  20 June 2017

  Insurers with lower retention rates increased their motor market share in Q1 as others were forced to raise prices faster. They are, however, likely to be hit harder during their reinsurance renewals, and the profits lost across the entire sector could reach £3.5bn. Callum Tanner reports

  

• SFCRs - the one-tonne paper chase by European insurers

  15 June 2017

  Analysis of public Solvency II reports shows literally a tonne of information is now available to stakeholders. But who will use it? Do the reports satisfy stakeholders? And how might the reports evolve? David Walker reports

  

• Comment: Weak UK government bad news for insurers in need of key reforms

  09 June 2017

  Whether it's the business of reforming elements of Solvency II, guaranteeing market access for UK firms selling into Europe or reforming the Ogden discount rate, a weak government will mean gridlock and uncertainty, says Callum Tanner

  

• Political instability and what it means for risk management

  05 June 2017

  The prevailing political environment has a significant impact on how re/insurers operate, so risk managers should respond to this current period of instability and uncertainty with new approaches, says Frieder Knüpling

  

• Allianz's Wilcox: CRO role still in "teenager" phase

  31 May 2017

  As Stephen Wilcox looks set to leave Allianz UK by the end of the summer, he reflects on how his role as CRO has developed over the last seven years alongside more recent regulatory and political frustrations. He spoke to Callum Tanner at Allianz's office in London.

  

• Turning the GDPR threat into an opportunity

  25 May 2017

  Insurers have one year to prepare for the EU's General Data Protection Regulation and implementation will not be straightforward. But there is much to be gained from taking a customer-centric approach, as REaD Group's Andrew Bridges explains