Low rates usher an era of 'new traditional' products

Published in: Risk, Longevity - mortality, Capital, Corporate strategy, Capital management, Solvency II, RBC Worldwide, UK, Rest of Europe

Companies: Uniqa, Moody's, HDI, Talanx,

Austrian insurer Uniqa has replaced its traditional guaranteed product with a 'new traditional' product that comes with a 0% guarantee and bonus at maturity. It is just the latest insurer to adjust its product portfolio in response to the twin threats of low rates and Solvency II. Hugo Coelho reports

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