Market Insights

• End user computing: the hidden threat

  CIMCON Software has been providing clients with end user computing (EUC) risk management software for over 15 years. Chief executive Craig Hattabaugh explains the risks of EUCs to the insurance industry and how to tackle them.

  

• Point of view: A challenge to longevity improvement assumptions

  Matthew Edwards, head of mortality and longevity at Willis Towers Watson, delves into the reasons why mortality and longevity rates have departed from the long-term trend

  

• Bringing cutting-edge analytics to commercial lines

  Commercial carriers should be prepared: sophisticated data analytics is coming to commercial insurance and generating a host of advantages, as Dave Ovenden explains

  

• Wellington advise insurers to seek yield through municipal bonds

  European insurers are still hunting for yield and the US municipal bond market may provide an interesting and capital efficient solution. Bob Sharma and James Bradbury, EMEA Insurance Relationship Managers at Wellington Management explain

  

• Inside the Solvency II engine room

  As the EU's new regulatory regime settles in, Milliman's Oliver Gillespie observes insurers facing greater uncertainty about their actions, confusion among investors and more volatility in their balance sheets

  

• Internal models - the next wave

  Brian Robinson of Moody's Analytics spells out the opportunity for the next wave of internal model applicants

  

• Enhancing business decisions

  Tapping the opportunities created by advances in risk management may not be as difficult as some think, as Marcus Bowser and Kirsty Leece explain

  

• The reality of industrialisation

  The benefits of streamlining and automating actuarial processes are evident in this recent case study, as Joel Fox explains

  

• A stamp of approval

  Towers Watson's eighth global ERM survey has revealed startling progress in attitudes towards risk management and in the frameworks that insurers have implemented. But as Mike Wilkinson explains, there is still work to do

  

• Analysing your way to a digital advantage

  The digital era presents a golden opportunity to engage with customers – and insurers should ensure they are not left behind, says David Ovenden, Insurance Management Consultancy Leader, Towers Watson