OpenAI incidents show the growing risks posed by powerful AI firms

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Morningstar DBRS says losses should be manageable, but historical wildfire records may be a "weak guide" to future exposures
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Routine crawlers and autonomous models can create cyber and data exposures
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The rating agency expects stable life margins, robust non-life underwriting and solid reinsurance profitability
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The reinsurer sets out changing risk factors as cancer survival rates improve
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