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Insurance protection gaps: getting over the blame game
09 February 2021Politicians and civil society tend to blame insurers for widening protection gaps. But insurers say governments and regulators must share responsibility. So what can be done to solve what all regard as a growing problem? Christopher Cundy reports from Eiopa's 10th anniversary conference
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Genetic testing risks go under the microscope
03 February 2021Do life insurers really face the risk of adverse selection from customers that have taken predictive genetic tests? Academics think not, and insurers and policyholders could indeed benefit from wider use of genetic testing, as Paul Walsh reports
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Australian insurers face BI legal slog after "one shot" plan backfires
29 January 2021After failing spectacularly to prove they were not liable for business interruption claims related to Covid-19 lockdowns, Australian underwriters are now facing the prospect of numerous and lengthy court cases. David Walker reports
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Climate change could radically reshape US insurance losses
26 January 2021Re/insurers in the US could face a 20% increase in hurricane-related property losses because of climate change. But that's just the average. In certain regions, the losses might be several times higher by 2050, as AIR Worldwide's Peter Sousounis explains to Christopher Cundy
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Cloud outsourcing comes down to earth
25 January 2021Insurers are being pushed to better manage the operational risks arising from the use of cloud computing. There are some deep challenges involved, but regulations are arriving that might help, as Ronan McCaughey reports
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Lawyer says he has "smoking gun" in US business interruption case
22 January 2021John Houghtaling, who is handling $3bn in claims on behalf of small businesses forced to close by Covid-19, believes his case will be a watershed for the US BI saga. Sarfraz Thind reports
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Covid-19 vaccinations move the needle on mortality forecasts
21 January 2021With the UK's Covid-19 vaccination programme being rolled out, experts tell Cintia Cheong about its impact on mortality in 2021 and what insurers should consider when projecting mortality trends
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"Responsible underwriting will become the norm"
18 January 2021Renaud Guidée, group chief risk officer at Axa, is spearheading the launch of a net-zero underwriting alliance, an industry initiative to tackle climate change through underwriting. He tells Cintia Cheong why it's needed and explains the challenges ahead
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CROs pinpoint climate change as key issue for 2021
13 January 2021InsuranceERM's year-end poll of risk management experts found widespread agreement that climate change would be a key risk and opportunity for the insurance sector in 2021. Paul Walsh reports
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EU and UK endorsement: the final hurdle
11 January 2021Cintia Cheong charts the endorsement of the IFRS 17 insurance contracts accounting standard in 2020 and explains what happens next