Archive

  • An alternative to the three lines of defence

    17 February 2015

    Limitations to the 'three lines of defence' model of risk management have been exposed through its use in financial services businesses. Clive Martin, Paul Willman, Roy Boukens and Oliver Rockley suggest an alternative way of describing risk management responsibility.

  • Hong Kong: on the road to RBC

    12 February 2015

    It is early days for the development of Hong Kong's risk-based capital regime, but insurers already fear it will bring substantial changes to their businesses. Hugo Coelho reports

  • QE reveals the deception of the Solvency II curve

    10 February 2015

    The Solvency II discount curve is masking the impact of tumbling interest rates and artificially increasing levels of available capital, but firms and supervisors are already seeking to gauge the true vulnerability of businesses. Hugo Coelho reports

  • Solvency II equivalence under threat

    06 February 2015

    Europe's politicians are demanding a greater say in which countries can be deemed equivalent to Solvency II, amid fears that the European Commission is not moving fast enough with decisions that are crucial to insurers worldwide. Sarfraz Thind reports

  • South African insurers QIS goodbye to easy 2015

    04 February 2015

    South Africa's latest study on the impact of its new solvency regime yielded some worrying results for re/insurers. Christopher Cundy talks to the regulator and market watchers to see what it means for the sector

  • The pains of standardisation

    29 January 2015

    Insurers planning to use the Solvency II standard formula must convince regulators that it is appropriate to calculate their capital requirements. Hugo Coelho reports on the arguments insurers are putting forward - and what happens if they fail

  • Flood simulations inundate the cat modelling scene

    27 January 2015

    Flood models feature heavily in the release plans of catastrophe modelling companies. Christopher Cundy talks to the main providers about their 2015 schedules.

  • National regulators at odds over Solvency II volatility adjustment

    22 January 2015

    InsuranceERM's survey highlights inconsistency in how regulators plan to implement key tool of the long-term guarantee package.

  • Danish regulators flesh out prudent person principle

    20 January 2015

    The Danish insurance supervisor, regarded as one of the leaders of the Solvency II pack, has voiced its concern over the industry's growing exposure to alternative asset classes. Hugo Coelho explores.

  • Swedish insurers stressed out by Eiopa's tests

    16 January 2015

    Swedish insurers fared badly in the stress tests conducted by Eiopa, proving to be the most vulnerable to a Japanese scenario. Hugo Coelho asks Finansinspektionen's Per Griberg to explain