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Life insurers stuck with the riddle of the risk margin
01 December 2015Of all the innovations of Solvency II, the risk margin threatens to be the most painful for UK life insurers. The transitional benefit will provide relief against it on 1 January, but in the long run it may do more harm than good. Hugo Coelho reports
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How a 100% SCR stopped being sufficient capital
12 November 2015Insurers are holding capital buffers larger than the minimum required under Solvency II, but is it the fault of the rules, the regulators or the market? Hugo Coelho reports
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Woods gives reasons to revise risk margin's formula
03 November 2015Flat 6% cost of capital makes buffer overly sensitive to movements in risk-free rates
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PRA to announce MA decisions in early November
24 September 2015Regulator sets out process to apply capital add-ons
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Interest rate and mortality swings justify recalculation of Solvency II transitional benefit
17 September 2015PRA sets expectations about scope and variation of transitional measures
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ABI welcomes flexibility on Solvency II transitionals
13 July 2015But raises concerns about the timeline for internal model approvals
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PRA takes soft line on Solvency II transitional
09 July 2015Capital benefit should ease pressure from 'inflated' risk margin
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PRA slams 'stress testing' in ORSA draft reports
16 June 2015Forward looking assessments are another area of weakness
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PRA backtracks on separate management of collateral in MA portfolios
03 June 2015But burden of proof for alternative approaches is high
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PRA appoints executive director for insurance
27 January 2015Sam Woods fills vacancy left by the departure of Julian Adams