Archive

  • Ripples of interest rate risk hit UK annuity writers

    07 October 2022

    Equity-release mortgages have been a popular asset class for annuity writers, but soaring interest rates, fears of a property crash and regulatory uncertainty are creating questions for the market, as Christopher Cundy reports

  • Plenty of runway left for life consolidation in Europe

    04 October 2022

    The business of consolidating life insurance portfolios is looking healthy, according to participants, as inflation provides a catalyst and supervisors become more familiar with transactions. Joshua Geer reports

  • The UK gilts crisis: a worry, not a disaster, for insurers

    30 September 2022

    Plunging sterling and soaring gilt yields are buffeting insurers, but longer-term impacts of the government's disastrous "mini budget" are the real concerns, as Sarfraz Thind reports

  • Insurtech's growing pains

    14 September 2022

    Insurtechs have faced a tough 12 months. What was once the land of endless opportunity has become an environment of job cuts and dried up funding. But making the journey from puberty to adulthood was never going to be easy, as Sarfraz Thind reports

  • PRT market set for a blazing H2

    16 August 2022

    The UK's pension risk transfer market (PRT) is on course for a very busy second half of the year, after relatively modest activity in H1. Solvency II reforms are also likely to impact the sector, as Ronan McCaughey explains

  • Life back-book consolidators shrug off threat from rising rates

    09 August 2022

    Rising interest rates are unlikely to stop life insurers from selling their legacy liabilities to consolidators, as many other incentives for doing deals remain. David Walker reports

  • Japan steps forward with ICS-based capital framework

    20 July 2022

    Japan is midway through development of a new capital framework that takes its lead from the Insurance Capital Standard. This should make it a beacon for international prudential rules, as the FSA's Shigeru Ariizumi explains to Sarfraz Thind

  • ALM and capital management under Hong Kong's RBC

    07 July 2022

    Richard Chan, Hong Kong chief investment officer and Asia head of ALM at Axa, discusses Hong Kong's forthcoming risk-based capital regime and how insurers will respond

  • Blockchain in insurance: surviving the wreckage

    24 June 2022

    Blockchain technology has so far failed to revolutionise the insurance business, but it has found some niches where it seems to be enduring. Paul Walsh reports

  • Sarah Williams cultivates new risk strategy at Guardian Life

    10 May 2022

    Sarah Williams found a new job and a new hobby during the pandemic. Now chief risk officer at Guardian Life - and a keen gardener - she is planning to make both flourish, as she explains to Ronan McCaughey